Terms and Conditions

Effective Date: 3/25/2025
Last Updated: 3/25/2025


Quick Summary

(This is just a simplified guide – the full legal terms below still apply.)

Welcome to Sage Stash! Here’s what you need to know:

  1. Who We Are – Sage Stash is part of Altranse Inc., based in Illinois, USA. We provide personal finance education, tools, and digital products to help you grow your financial knowledge.
  2. Who Can Use Our Site – You must be 18 or older (or the legal age where you live).
  3. What You Get – We offer articles, courses, trading indicators, eBooks, and subscriptions. We don’t give personal investment advice—everything is for education only.
  4. Ownership – Everything on our site belongs to us. Please don’t copy, resell, or claim it as your own.
  5. Accounts – If you sign up, keep your login details secure. You’re responsible for your account activity.
  6. Payments & Refunds – All sales of digital products are final (no refunds) unless required by law. Subscriptions renew automatically unless you cancel before renewal.
  7. Play Nice – Don’t use our site for anything illegal, harmful, or misleading.
  8. No Guarantees – We can’t promise profits or specific results. Use our content at your own risk.
  9. Links to Other Sites – We may link to other sites; we’re not responsible for their content or policies.
  10. Affiliate Links – Some links may earn us a commission, but it won’t cost you more.
  11. Changes – We may update our Terms anytime. Continued use means you accept the changes.
  12. Questions? – Email us at contact@sagestash.com or altranseinc@gmail.com.

Full Legal Terms & Conditions

1. Acceptance of Terms

These Terms and Conditions (“Terms”) govern your use of the Sage Stash website, products, and services, owned and operated by Sage Stash Group, a business of Altranse Inc., located in Illinois, USA (“we,” “us,” “our”).
By accessing or using our website at https://www.sagestash.com (“Website”) or purchasing any products or services from us, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our Website.

2. Eligibility

  • You must be at least 18 years old (or the legal age in your jurisdiction) to use our Website or purchase our products/services.
  • By using Sage Stash, you confirm you have the legal capacity to enter into this agreement.

3. Scope of Services Sage Stash provides:

  • Educational Content on personal finance, investing, and wealth growth.
  • Digital Products including trading indicators, strategies, eBooks, and online courses.
  • Paid Subscriptions that offer exclusive content, premium tools, and personalized investment strategies.

We do not provide personalized financial, legal, or tax advice. All content is for educational purposes only.

4. Intellectual Property Rights

  • All content, including text, graphics, logos, videos, software, trading indicators, and downloadable materials, is the property of Altranse Inc. or its licensors.
  • You may not reproduce, distribute, modify, or create derivative works from any Sage Stash content without our prior written consent.
  • Unauthorized use of our intellectual property may result in legal action.

5. User Accounts

  • To access certain features, you may need to create an account. You agree to provide accurate, current, and complete information.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • We reserve the right to suspend or terminate accounts that violate these Terms.

6. Purchases, Payments, and Subscriptions

  • All prices are in U.S. Dollars unless otherwise stated.
  • Payments are processed through third-party payment processors; we do not store your payment details.
  • Subscriptions automatically renew unless canceled before the renewal date.
  • All sales of digital products are final and non-refundable, except where required by law.

7. Refund Policy

Due to the nature of our products (digital downloads, online content, and intellectual property), all purchases are non-refundable unless otherwise required by applicable law or specified in a product-specific refund policy.

8. Acceptable Use

You agree not to:

  • Use our Website for illegal purposes.
  • Share, resell, or distribute our products without authorization.
  • Upload malicious code or attempt unauthorized access to our systems.
  • Misrepresent Sage Stash or claim ownership of our products.

9. Third-Party Links and Services

Our Website may contain links to third-party websites or services. We are not responsible for their content, privacy policies, or practices.

10. No Investment Advice

All content provided is for educational and informational purposes only.
We are not registered financial advisers, brokers, or tax professionals.
Consult with a qualified professional before making financial decisions.

11. Limitation of Liability

To the fullest extent permitted by law:

  • Sage Stash and Altranse Inc. shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our Website or products.
  • Our total liability for any claim shall not exceed the amount you paid for the product or service.

12. Indemnification

You agree to indemnify and hold harmless Sage Stash, Altranse Inc., its officers, employees, and partners from any claims, damages, or losses arising out of your use of our Website, violation of these Terms, or infringement of any rights.

13. Changes to Terms

We reserve the right to update or modify these Terms at any time. Updates will be posted on this page with a new “Last Updated” date. Continued use of our Website after changes means you accept the revised Terms.

14. Governing Law

These Terms are governed by the laws of the State of Illinois, USA, without regard to conflict of law principles.

15. International Users

If you access our Website from outside the United States, you are responsible for complying with your local laws. You agree not to use our services in any jurisdiction where it is prohibited by law.

16. Affiliate Disclosure

Sage Stash may participate in affiliate marketing programs, meaning we may earn commissions from purchases made through affiliate links. This does not affect the price you pay.

17. Contact Us

For questions about these Terms, please contact:
📧 contact@sagestash.com
📧 altranseinc@gmail.com
📍 Altranse Inc., Illinois, USA