1) What Are Cookies & Similar Technologies?

• Cookies are small text files placed on your device (computer, tablet, mobile) by a website when you visit it. They enable features, remember preferences, and help us understand how the Site is used.
• First-party cookies are set by Sage Stash. Third‑party cookies are set by other companies (e.g., analytics, advertising, payment processors).
• Session cookies expire when you close your browser. Persistent cookies remain until they expire or you delete them.
• Similar technologies we may use include:
  • Local and Session Storage (browser-based storage)
  • SDKs (for apps or embedded components)
  • Pixels/Beacons (invisible images that record interactions)
  • Device IDs and Tracking URLs

These technologies work together to provide, secure, and improve the Site.

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2) Why We Use Cookies (Purposes)

1. Strictly Necessary – Essential for the Site to function (e.g., page navigation, secure login, fraud prevention, load balancing, subscription/session management, cookie consent). These cannot be switched off in our systems.
2. Performance & Analytics – Help us measure Site performance and improve user experience (e.g., pages visited, time on page, error diagnostics). Data is aggregated where possible.
3. Functionality – Remember choices (e.g., language, region, saved preferences) to personalize your experience.
4. Advertising & Personalization – Enable interest‑based advertising, frequency capping, and measurement on our Site and across other websites/apps. May involve “sharing” or “selling” data under some US state privacy laws (see Section 9).
5. Social Media – Enable social sharing features and allow social networks to recognize you for their own purposes, subject to those networks’ policies.
6. Payments & Commerce – Support checkout flows via third‑party payment processors (e.g., remembering your cart, preventing fraud, authenticating transactions).

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3) Cookies We Use

The specific cookies and similar technologies used on the Site can change over time as we improve or update our services. For the current, authoritative list, please open the Cookie Preferences link in our footer (the “Cookie Banner/Manager”). Typical examples include:

Category	Example Name	Who Sets It	Purpose	Type	Retention
Strictly Necessary	ss_session, ss_csrf, cookie_consent	Sage Stash	Session management, security (CSRF), record of consent	First‑party / Session or Persistent	Session or up to 12 months
Performance & Analytics	_ga, _ga_*, _gid	Analytics Provider (e.g., Google Analytics 4)	Site usage metrics, diagnostics, improvement	Third‑party / Persistent	24 hours to 24 months
Functionality	locale_pref, user_settings	Sage Stash	Remember language, display, and feature preferences	First‑party / Persistent	Up to 12 months
Advertising & Personalization	__adroll, _fbp, _tt_enable_cookie	Ad/Marketing Partners	Ad personalization, measurement, frequency capping	Third‑party / Persistent	3 months to 24 months
Social Media	__sharing_btn, network‑specific cookies	Social Platforms	Enable share/like buttons; recognize logged‑in users	Third‑party / Persistent	Varies by provider
Payments & Commerce	Processor‑specific cookies	Payment Processors	Authenticate transactions, prevent fraud, remember cart	Third‑party / Session or Persistent	Session to 24 months

Note: The names above are illustrative. The Cookie Preferences Manager lists the active cookies, their providers, and durations for your current region and device.

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4) Your Choices & Controls

A. Cookie Banner / Preferences Manager

• On your first visit (and periodically thereafter), you will see our Cookie Banner.
• You can accept, reject non‑essential categories, or customize settings via the Preferences link in the footer at any time.
• Strictly necessary cookies are always active.

B. Browser & Device Controls

• Most browsers let you block or delete cookies through settings (often under Privacy/Security).
• You can also set browsers to notify you when a cookie is set.
• Deleting or blocking cookies may affect Site functionality.

C. Advertising Industry Opt‑Outs

• You may opt out of interest‑based advertising through industry pages (e.g., NAI, DAA, and in the EU/UK EDAA). These tools typically set an opt‑out cookie specific to your browser/device.

D. Mobile Settings

• Mobile operating systems (iOS/Android) may provide Limit Ad Tracking or Reset Advertising ID options.

E. Global Privacy Control (GPC)

• Where legally required (e.g., under certain US state laws), we treat a valid GPC signal as a request to opt‑out of targeted advertising or “sale/share” of personal information for the browser sending the signal.

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5) Legal Bases for Processing (EEA/UK)

If you are in the EEA/UK:

• We rely on consent for non‑essential cookies (Performance & Analytics, Functionality where not strictly necessary, Advertising & Personalization, Social Media).
• We rely on legitimate interests and/or contractual necessity for Strictly Necessary cookies (to deliver the Site, maintain security, prevent fraud, and manage sessions/subscriptions).
• You may withdraw consent at any time via the Cookie Preferences Manager.

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6) Personal Data We Collect via Cookies

Depending on your settings and region, cookies may collect:

• Device and browser info (e.g., type, version, settings)
• IP address and location (approximate)
• Identifiers (cookie IDs, device IDs, advertising IDs)
• Usage data (pages viewed, time spent, referring/exit pages, clicks, scrolls)
• Campaign and attribution data
• Commerce data (cart status, transaction success/failure, fraud indicators)

We process this data to operate, secure, and improve the Site, personalize content, and—where enabled—deliver and measure advertising.

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7) Third Parties & International Transfers

We may work with third‑party providers for analytics, advertising, payments, and security. These providers may process data globally, including in countries that may not provide the same level of data protection as your home country. Where required, we implement appropriate safeguards (e.g., Standard Contractual Clauses) and ensure providers offer adequate protections.

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8) Retention

• Session cookies are deleted when you close your browser.
• Persistent cookies remain until their expiry or your deletion.
• We keep cookie‑derived personal data only as long as necessary for the purposes described or as required by law.

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9) Region‑Specific Disclosures

A. United States (including California)

• Certain advertising cookies may constitute a “sale” or “sharing” of personal information under state privacy laws (e.g., California).
• You can exercise your rights—such as opt‑out of sale/share, limit the use of sensitive personal information (if applicable), access, delete, or correct—via our Privacy Choices link in the Site footer or by contacting us (Section 12).
• If you enable GPC, we will treat it as an opt‑out for that browser, where required.

B. EEA/UK/Switzerland

• Non‑essential cookies require opt‑in consent. You may withdraw consent any time via the Cookie Preferences Manager.
• You also have rights to access, erase, restrict, object, and portability as described in our Privacy Policy.

C. Canada, Australia & Other Regions

• Where consent is required, we will obtain it for non‑essential cookies.
• You may have local rights under applicable laws; see our Privacy Policy and contact us to exercise them.

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10) Do Not Track (DNT)

Some browsers offer DNT settings. There is no common industry standard for responding to DNT. Aside from honoring GPC where required, we do not currently respond to DNT signals.

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11) Children’s Data

The Site is not directed to children under 13 (or the age defined by local law). We do not knowingly place cookies to collect personal information from such children. If you believe a child has used the Site and we collected information in violation of this Policy, contact us (Section 12) and we will take appropriate action.

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12) Contact Us

Sage Stash Group (Altranse Inc.)
Illinois, USA
Website: Contact Us
Email: contact@sagestash.com
Alternate Email: altranseinc@gmail.com

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13) Changes to This Policy

We may update this Cookie Policy from time to time (for example, to reflect changes in the cookies we use or legal requirements). When we make material changes, we will update the Effective Date and take additional steps as required by law (e.g., re‑asking for consent).

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14) Glossary

• Cookie Banner/Manager – Tool that lets you accept, reject, or customize non‑essential cookies.
• Consent – Your explicit permission for us to place non‑essential cookies.
• GPC (Global Privacy Control) – A browser signal indicating your preference to opt out of targeted advertising or sale/share of personal data.
• Personalization – Adjusting content, features, or ads based on your usage patterns or interests.

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15) Cookie List Template (for your internal records)

Maintain a living inventory in your Cookie Manager and privacy records. Example fields:

Name	Provider	Category	Purpose	Type	Retention	Region(s)	Notes
ss_session	Sage Stash	Strictly Necessary	Session auth and user state	First‑party / Session	Session	Global	Regenerates on login
_ga	Google Analytics 4	Performance & Analytics	Usage metrics and diagnostics	Third‑party / Persistent	24 months	Global (where enabled)	Consent required in EEA/UK
_fbp	Meta	Advertising & Personalization	Ad delivery and measurement	Third‑party / Persistent	3 months	US, EEA/UK (where enabled)	Sale/share under some US laws
processor_cookie	Payment Processor	Payments & Commerce	Fraud prevention and transaction auth	Third‑party / Session	Session	Global	Do not disable if you intend to pay